Modern commercial office building interior with teal glass walls and open atrium

You Need Capital That
Moves As Fast As
You Do.

We offer solutions for real estate investors and business owners alike who need speed, creativity, and someone who actually understands your situation.

💰Dedicated to Scaling Your Business
We Respond Quickly
🌎Nationwide Lender Access

No credit check. No upfront fees. No commitment.

🤝
1-on-1
Dedicated Advisor
📝
1 Simple
Application
48 hrs
Avg. Pre-Approval Time
🌎
Nationwide
USA and Canada
Solutions We Offer

Dedicated Solutions

We work with a variety of partners to best fit your business needs. If there's something you don't see and wonder if we offer it, give us a shout.

🏘️
Rate Range
Qualify on Cash Flow

DSCR Rental (1–4, 5–8 Units)

Scale your investment portfolio using rental income, not your personal tax returns.

No Income DocsSingle FamilyMultifamilyShort-Term Rental
Loan Amount
$75K – $5M
Typical Close
2–3 weeks
Best for: Real estate investors with cash-flowing rental properties
See My Property's Power →
🗂️
Rate Range
Custom Pricing

Portfolio Loans

Consolidate multiple properties into one simple, blanket payment.

Blanket MortgageCross-CollateralRefinanceAcquisition
Loan Amount
$500K – $25M+
Typical Close
3–5 weeks
Best for: Investors holding 5+ properties ready to consolidate
Simplify My Portfolio →
📄
Rate Range
Flexible Underwriting

Alt-Doc | Investment Properties

Get funded based on your bank statements, 1099, or P&L.

Bank Statement1099P&L OnlySelf-Employed
Loan Amount
$100K – $10M
Typical Close
2–4 weeks
Best for: Self-employed borrowers with strong cash flow but complex taxes
Check My Eligibility →
🌉
Rate Range
Short-Term Speed

Bridge Loan

The fast capital you need to close — whether it's a fix or flip project, or you need to take advantage of an immediate opportunity.

Fix & FlipAcquisitionRehabValue-Add
Loan Amount
$250K – $20M
Typical Close
3–7 days
Best for: Investors who need to close fast or stabilize before refinancing
Secure the Deal →
🔄
Rate Range
Draw What You Need

Flexible Business Line of Credit

Access to on-demand capital for payroll or inventory gaps.

RevolvingCash FlowWorking CapitalSeasonal
Loan Amount
$25K – $2M
Typical Close
3–7 days
Best for: Business owners who need flexible, ongoing capital access
View My Credit Limit →
📈
Rate Range
Flexible Repayment

Revenue Based Financing

Get the capital you need to scale inventory or hire staff while keeping your daily operations running.

No CollateralFast FundingInventoryHiring
Loan Amount
$25K – $2M
Typical Close
3–7 days
Best for: Growing businesses with consistent monthly revenue
Check My Revenue →

Don't see exactly what you need? We structure custom solutions for complex deals.

Discuss a Custom Structure
Our Process

From Introduction
to Funded — Swiftly.

One streamlined process — whether you're closing a commercial real estate deal or securing capital to grow your business.

I
CRE & BUSINESS

Submit Your Profile

Whether you're acquiring a commercial property or funding business growth, share your executive summary and financing needs. Our team reviews every submission personally — no automated gatekeeping.

II
RESPONSE IN 24 HRS

Speak With a Specialist

A dedicated Allofunding advisor contacts you within 24 hours. For real estate deals, we issue a term sheet within 48 hours. For business loans, we present tailored options the same day.

III
FAST & TRANSPARENT

Underwriting & Review

Our team moves efficiently — evaluating the asset or business opportunity, not bureaucratic checklists. We focus on what matters: your deal, your timeline, your goals.

IV
FROM 5 DAYS

Close & Fund

Bridge loans close in as few as 7 days. Business loans fund in as little as 5 days. Permanent CRE loans typically close in 30–45 days. Your capital is ready when your opportunity demands it.

Why Allofunding

Your Goals,
Our Priority

Your local bank is like a restaurant that only serves one dish, whether you're in the mood for it or not. We think you deserve the full buffet. Securing capital shouldn't be a headache — that's why we bring the market to you. Since we're typically paid by the lender at closing, you get expert guidance without ever having to reach for your wallet.

🔍
Transparent Rates, Always
We show you rate ranges before you apply. No surprises at closing.
🤝
Dedicated Funding Specialist
One person guides you from application to funding. No call centers.
48-Hour Pre-Approval
Most clients know their options within two business days.
🛡️
No Upfront Fees, Ever
We're compensated by the lender at closing — just like a mortgage broker.
Allofunding team
Reply. Review.
Get Funded.
🔒
100% Secure
Industries We Serve

We Know Your Industry

Industry-specific expertise means faster approvals and better terms for your business type.

Restaurant owner
Restaurant & Food Service

Funded: $380K SBA 7(a) Loan

Helped a 3-location restaurant group expand to a fourth location. Closed in 19 business days.

Construction owner
Construction & Contracting

Funded: $850K Equipment Loan

Financed a full fleet of excavation equipment for a growing commercial contractor. 5-year term, fixed rate.

Healthcare & Medical
Retail & E-Commerce
Transportation & Logistics
Manufacturing
Real Estate Investors
Hospitality & Hotels
Professional Services
Franchise Businesses
Client Stories

Real Businesses. Real Results.

DSCR Rental

"My accountant is great at minimizing my taxable income — which meant every bank kept rejecting me. AlloFunding looked at my rent roll instead of my tax returns and closed my refinance in 18 days. I've since added three more doors using the same approach."

Marcus D.
Real Estate Investor, 14-Unit Portfolio
Atlanta, GA
Funded
$1.85M — DSCR Rental
Bridge Loan

"I had 72 hours to show proof of funds or lose the deal. My advisor picked up on the first call, understood exactly what I needed, and had a term sheet in my inbox before end of day. We closed in 9 days. That deal netted me $140K."

Priya S.
Fix-and-Flip Investor
Dallas, TX
Funded
$620K — Bridge Loan
Alt-Doc

"I run three LLCs and my CPA does exactly what he's supposed to — my returns show almost nothing. Two traditional lenders wasted six weeks of my time before I found AlloFunding. They used 24 months of bank statements, approved me in four days, and we closed on my commercial property without a single W-2."

Carlos V.
Self-Employed Business Owner
Miami, FL
Funded
$975K — Alt-Doc | Investment Properties
Common Questions

Questions We Get Every Day

We believe in answering your questions before you ask them — no gating, no runaround.

Get In Touch

Your Situation Deserves
a Real Conversation.

Submit your inquiry and a dedicated lending advisor will reach out within 24 hours to discuss your financing needs and structure a solution around your situation.

DIRECT LINE
(646) 698-4813
EMAIL
24 hr response time
HOURS
Mon–Fri 9am–6pm EST
COVERAGE
Nationwide · USA & Canada

256-bit SSL encrypted. We never sell your information. A specialist will call within 2 business hours.